Online Security Tip No. 1

Be prepared!

You can't prevent an identity theft or fraud from occurring, but you have to be prepared just in case.  As part of our recently launched Online Security Tips category we've decided to start with the importance of being prepared.

The bottom line is that your information is in the hands of every employer you've ever had, your bank, your insurance companies, your creditors, your doctor, the hospital where you had procedures done, your studen loan company, your university administration office, gas stations, department stores, convenience stores, movie rental companies, and the list can go on and on.  That shows you the amount of exposure your data has.  Unfortunately you don't know who has access to your information nor do you know how safely is stored.  Take for example the recent Data Breach at
Monster.com

Today we suggest two things:

Step 1 - If you suddently learn you've been scammed, hacked or had your identity stolen, would you know who to call, or how to minimize the damage?  Make sure you have all credit cards, bank accounts, emails security questions information stored in a safe place, like a safe box and not in your computer (next week we'll take about that).  Have a list of costumer service help and know your creditors theft or scam policies.

Step 2 -  Would you have time and know-how to recover your identity, restore your infected computer, or recoup any stolen cash? If your answers are no, then take some time today to create an
action plan that can both lessen the impact of fraud and the odds of one ocurring.  As we told you on our previous post Denise knows her stuff and has done the hard work for you.

Last thought... remember, what you post online today can impact your life in the future.  Employers regularly scour networking sites or Google a potential employee before hiring them.  If you are passed over for a job- could it be due to what they found on the Internet whether posted by you, or some else, about you!  If you receive any suspicious communications or observe suspicios conduct on a social network site, you should immediately report it to the websites administrators. 


 

 

 

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